Utica FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Utica, Michigan.

Featured Foreclosure Listings in Utica, MI

Utica Home Foreclosure Listing ID: 2013209

Foreclosure

Utica, MI - 48316

3 Bd | 2 Ba | $79,900.00

Utica Home Foreclosure Listing ID: 2017843

Foreclosure

Utica, MI - 48315

3 Bd | 2.5 Ba | $148,900.00

Utica Home Foreclosure Listing ID: 2023055

Foreclosure

Utica, MI - 48316

6 Bd | 2 Ba | $164,000.00

Utica Home Foreclosure Listing ID: 2017841

Foreclosure

Utica, MI - 48315

4 Bd | 3 Ba | $286,000.00

Utica Home Foreclosure Listing ID: 2017842

Foreclosure

Utica, MI - 48315

4 Bd | 2.5 Ba | $296,900.00

Total: 23
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
7 Photos
WAYFORD RUN Utica MI 48315 Foreclosures 4 3 $286,000.00 Details
2
2 Photos
BLUERIDGE DR Utica MI 48316 Foreclosures 6 2 $164,000.00 Details
3
4 Photos
23 MILE RD Utica MI 48316 Foreclosures 5 2 $59,900.00 Details
4
18 Photos
STONEY BROOK DR Utica MI 48315 Foreclosures 3 2.5 $148,900.00 Details
5
8 Photos
HIBISCUS DR Utica MI 48315 Foreclosures 4 2.5 $296,900.00 Details
6
13 Photos
MAEDER ST Utica MI 48316 Foreclosures 3 2 $79,900.00 Details
7
9 Photos
HARROW WAY Utica MI 48316 Foreclosures 4 2 $332,200.00 Details
8
15 Photos
PARTRIDGE RUN Utica MI 48315 Foreclosures 4 2 $325,900.00 Details
9
5 Photos
24 MILE RD Utica MI 48316 Foreclosures 4 1 $67,400.00 Details
10
6 Photos
SILVERLAKE CT Utica MI 48317 Foreclosures 3 3.5 - Details
11
2 Photos
RHODE DR Utica MI 48317 Foreclosures 4 2.5 - Details
12
2 Photos
ORCHARD CREST ST Utica MI 48317 Auctions 2 1.5 - Details
13 -
0 Photo
SHELBY RD # 34 Utica MI 48316 Foreclosures 2 1 $27,900.00 Details
14
6 Photos
SANDIFER CT # 204 Utica MI 48317 Foreclosures 2 2 $3,700.00 Details
15
10 Photos
ORCHARD CREST ST Utica MI 48317 Foreclosures 2 1.5 $41,500.00 Details
16 -
0 Photo
MESA DR # 96 Utica MI 48316 Foreclosures 2 2 $85,000.00 Details
17
10 Photos
ROLLINS DR Utica MI 48317 Foreclosures 3 1 $102,500.00 Details
18
13 Photos
MEADOWVIEW DR Utica MI 48317 Foreclosures 3 2 $177,579.00 Details
19 -
0 Photo
AMBASSADOR CT Utica MI 48316 Foreclosures 2 2 $74,900.00 Details
20 -
0 Photo
PLATT ST Utica MI 48317 Foreclosures 2 1 $47,900.00 Details
About our Listings

How to Buy Utica Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Utica, MI starts with finding listings. By browsing Utica foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Utica, MI.

>> See more info about how to Buy foreclosures

How to Invest in Utica Foreclosures

How to invest foreclosure

Utica foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Utica real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Utica foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Utica foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Utica

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Utica will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Utica, MI. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Utica apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Michigan Foreclosure Laws

Foreclosure law

Michigan real estate foreclosures generally are non-judicial foreclosures, meaning that real estate brokers are allowed to pursue a foreclosure on a homeowner in default without first getting a court approval. Before distressed properties in Michigan can be sold as foreclosure houses, a lender must issue a Notice of Default and give the homeowner 60 days to pay their debt. After that time, a sale can be scheduled for no less than 21 days in the future. If a home does not sell at auction, the lender takes control of the property; these are known as Michigan REO properties.

Utica Banks Foreclosures

Bank Foreclosure

Utica bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Utica, MI are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Utica bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Utica Michigan to be similar to buying from an agent. Check our Utica bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Utica Government Foreclosures

Government Foreclosure

Utica Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Utica MI are another popular type of foreclosure, as are VA foreclosures in Utica, which are available from the Veterans Affairs Department for especially great deals. Check our Utica government foreclosure listings.

>> See more info about govermment foreclosures

Utica Pre-Foreclosures

Foreclosure

PreForeclosures in Utica are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Utica Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Utica Foreclosure Auctions

Foreclosure Auction

Most Utica foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Utica, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Utica, MI. We offer a comprehensive Utica foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Utica, Michigan

Find Home Foreclosure Listings in Utica, MI

Utica foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Utica, MI and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Utica Michigan, best affordable foreclosure condo in Utica, cheap apartments for sale, bargain foreclosed homes for sale in Utica, MI and earn huge savings on the homes YOU want to buy!

Our Utica Foreclosure Lists

You can find Utica foreclosure homes for sale which you can buy for living or investment. Simply click through our Utica foreclosure home listings to find government foreclosures and bank owned homes in Utica area. If you're searching for a deep discount or low prices on real estate then searching our Utica foreclosure lists for homes foreclosure for sale or short sale listing in Utica is your answer. Our up-to-date Utica short sale listings provide the latest investing opportunities on affordable Utica bank owned property listings, government pre foreclosure lists, Utica banrkuptcy homes and Utica HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Utica, you should have little trouble finding the cheapest deal on a foreclosed home in Utica, Michigan.

You can also search Sterling Heights foreclosure listings and Armada foreclosure listings for more properties in the neighboring area.



Utica, MI

As of 2011, Utica's population is 4,938 people. Since 2000, it has had a population growth of 7. 79 percent. The median home cost in Utica is $160,700. Home appreciation the last year has been -3. 77 percent. Compared to the rest of the country, Utica's cost of living is 5. 90% Lower than the U. S. average. Utica public schools spend $5,263 per student. The average school expenditure in the U. S. is $5,678. There are about 21 students per teacher in Utica. The unemployment rate in Utica is 11. 70 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Utica jobs have Decreased by 2. 72 percent. Average Commute time is 27 minutes. The National Average is 28 minutes.

Peopleutica, miUS
Population4,938307,829,557
Pop Density2,82187
Pop Change7.79%9.34%
Median Age40.136.6
Households2,192116,329,167
Household Size2.182.58
Male Population48.53%49.31%
Female Population51.47%50.69%
Married Population41.67%47.15%
Single Population58.33%52.85%
Estimated Households By Household Incomeutica, miUS
Income Less Than 15k14.17%12.10%
Income Between 15k And 25k14.76%10.18%
Income Between 25k And 35k12.48%10.56%
Income Between 35k And 50k15.04%14.98%
Income Between 50k And 75k21.21%19.53%
Income Between 75k And 100k11.93%12.52%
Income Between 100k And 150k8.31%12.14%
Income Between 150k And 250k1.37%3.91%
Income Between 250k And 500k0.69%3.34%
Income Greater Than 500k0.05%0.75%
Economyutica, miUS
Unemployment Rate11.70%9.10%
Recent Job Growth-2.72%-0.12%
Future Job Growth22.86%31.25%
Sales Taxes6.00%6.80%
Income Taxes4.35%6.25%
Income Per Cap$23,640$27,067
Household Income$43,517$52,954
Housingutica, miUS
Median Home Age4035.1
Median Home Cost$160,700$175,100
Home Appreciation-3.77%-3.15%
Homes Owned50.29%59.90%
Housing Vacant3.40%10.37%
Homes Rented46.31%29.73%
Property Tax Rate$13.13$11.20
Owner Occupied Housing Units By Valueutica, miUS
Less Than 20k5.09%2.65%
20k To 399994.65%3.76%
40k To 599990.35%4.99%
60k To 799992.99%6.01%
80k To 999996.41%7.27%
100k To 14999930.90%19.24%
150k To 19999936.61%14.67%
200k To 29999912.47%18.09%
300k To 3999990.44%9.14%
400k To 4999990.09%4.94%
500k To 7499990.00%5.42%
750k To 9999990.00%2.03%
1kk Or More0.00%1.77%
Educationutica, miUS
School Expend$5,263$5,678
Pupil Teacher Ratio2114.9
Students Per Librarian717803
Students Per Counselor639513
2 Yr College Grad10.17%7.47%
4 Yr College Grad15.48%17.42%
Graduate Degrees6.87%10.12%
High School Grads85.45%84.72%
Crimeutica, miUS
Violent Crime64
Property Crime64
Housing Units By Year Structure Builtutica, miUS
1999 To 200513.55%13.71%
1995 To 19982.26%8.54%
1990 To 19943.35%5.77%
1980 To 19893.84%13.87%
1970 To 197926.75%16.17%
1960 To 196921.10%11.70%
1950 To 195916.47%11.08%
1940 To 19494.19%6.02%
1939 Or Earlier8.48%13.15%

Table Information